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Personal Accident Cover

Car Insurance

Personal Accident Cover could help ease the financial impact of an injury should you be in an accident.

Sometimes worst-case scenarios happen and although we can’t turn back the clock if you’ve had an accident, we can help you out financially with our Personal Accident Cover. If you are injured in an accident as a passenger or driver, then Personal Accident Cover can pay out a cash benefit to help support you and your family. The cash benefit will vary depending on the severity of the injury, with pay-outs for injuries ranging from fractures through to fatal injuries. Our cover also helps if you have to spend time in hospital over an extended period of time or as an outpatient.

Personal Accident Cover is separate to potentially lengthy legal proceedings that may occur if you are trying to claim damages from another party involved in the accident. This means that any cash benefits that are paid out only depend on you and your insurance, not the decision of a legal case

Without this extended/additional cover

Without this extended/additional cover

Your car is covered, but dependent on your chosen level of cover, you may be entitled to little or no personal accident benefit.

With Personal Accident Cover

With personal accident cover

up to
£30,000

For death and permanent total disability plus cover for the regular driver both inside and outside the vehicle, anywhere in the world.

What it covers

  • £30,000 cover for death or permanent disability as a result of an accident
  • £50 a day up to 80 days for any hospitalisation as a result of an accident
  • Cover of up to £22,500 for severe injuries such as loss of sight in both eyes, and loss of hearing in both ears
  • Cover of up to £750 for whiplash as a result of an accident

Things to think about

  • There is no cover for injuries to passengers
  • Self-inflicted injuries, or injuries as a result of excessive alcohol or drugs are not covered

Administered by/ Underwritten by “Covea”.

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