Personal Accident Cover

Personal Accident Cover

Car Insurance

Personal Accident Cover could help ease the financial impact of an injury should you be in an accident.

Sometimes worst-case scenarios happen and although we can’t turn back the clock if you’ve had an accident, we can help you out financially with our Personal Accident Cover. If you are injured in an accident as a passenger or driver, then Personal Accident Cover can pay out a cash benefit to help support you and your family. The cash benefit will vary depending on the severity of the injury, with pay-outs for injuries ranging from fractures through to fatal injuries. Our cover also helps if you have to spend time in hospital over an extended period of time or as an outpatient.

Personal Accident Cover is separate to potentially lengthy legal proceedings that may occur if you are trying to claim damages from another party involved in the accident. This means that any cash benefits that are paid out only depend on you and your insurance, not the decision of a legal case

Without this extended/additional cover

Without this extended/additional cover

Your car is covered, but dependent on your chosen level of cover, you may be entitled to little or no personal accident benefit.

With Personal Accident Cover

With personal accident cover

up to

For death and permanent total disability plus cover for the regular driver both inside and outside the vehicle, anywhere in the world.

What it covers

Things to think about

Administered by/ Underwritten by “Covea”.

Need a Budget Car Insurance Quote ?

Budget Insurance offers simple, flexible car insurance whatever level of cover you’re looking for.

We’re currently experiencing a high volume of calls into our contact centre and whilst we are doing our very best to maintain service levels, we ask that you only call our contact centre if absolutely necessary so we can keep our phone lines available  for vulnerable customers and those who don’t have access to online services.

If you need to check any details or make a change to your policy, please  log in to your Self-Service Centre. It will be much quicker for you to make changes to your policy online at the moment. Once logged in, you can also use our Webchat service which is available Monday- Saturday 8am-6pm and Sunday 10am-4pm to make changes, accept or decline your renewal or if you need to let us know about a claim. To log in, please click here.

We also have some other information that may be useful. Click here to read our FAQ’s, and information on what we are doing to support key workers can be found here.