About Budget

Complaints

Service standards

We aim to provide a high level of service to all of our customers to ensure minimum complaints but occasionally things can go wrong, and when this happens we will do everything we can to put things right.

Whether you have car, van, home or life insurance complaint, we will try to get to the bottom of the issue and provide you with a satisfactory outcome as quickly as possible. 

 

Frequently asked questions

If you have a complaint about our service or your policy, please contact us in the first instance.

Here are a few ways that you can get in touch with us:

Call us:

For car, van and home policies: 0344 412 2118 
For life policies: 0330 018 8806 

You will be put through to the correct customer service team and we will attempt to acknowledge your complaint as soon as possible. If this does not happen we will agree the next step with you.

Email us: 

We are currently operating with reduced staff numbers which means it may take longer than usual to resolve your query. We aim to respond to you as soon as possible.

Should You wish to use an alternative means of communication, We are happy on request to correspond with You by e-mail. Please email us at:

complaints@budgetinsurance.co.uk

Please include details of Your name and address, a contact telephone number, Your policy or quote number and details of why You are unhappy. This will help Us to respond to You as quickly as possible. If We do not have enough information to investigate Your complaint We will contact You to ask You for further details. In all cases We will send a written acknowledgement of Your complaint to You within 5 working days of its receipt. In our acknowledgement We will advise You of the name and job title of the person who will be dealing with Your complaint.

Write to us: 

Please address written correspondence to: Customer Relations Manager, Fusion House, Katharine Way, Peterborough, PE3 8BG.

When communicating your complaint through any of the channels provided above, please include your name, address, a contact telephone number, your policy or quote number and details of why you are unhappy.

This will help us to respond to you as quickly as possible. If we do not have enough information to investigate your complaint we will contact you to ask you for further details.

 

In all cases we will send a written acknowledgement of your complaint to youwithin 5 working days. In our acknowledgement we will advise you of the name and job title of the person who will be dealing with your complaint.

Within four weeks of receiving your complaint we will send you either: A final response; or

A letter explaining why we are not yet in a position to resolve your complaint and advising you when we will be contacting you again.

Eight weeks after receipt of your original complaint letter we will send you:

A final response; or

A letter explaining why we are still not in a position to issue a final response, advising you when we expect to be able to do so. At this time, if you are dissatisfied with the delay you may refer your complaint to the Financial Ombudsman Service. For more information please go to www.financial-ombudsman.org.uk

We  try to resolve every complaint however, if you have already contacted us and we have not resolved your complaint to your satisfaction, you may wish to use the European Commission’s Online Dispute Resolution service.  This is an online portal designed to help consumers who have bought goods or services online to conduct dispute resolution, in any of the official languages of the European Union, which will then be forwarded to the Financial Ombudsman Service.

For full details of our complaints handling process please see the section marked ‘Complaints procedure’ in your main policy documentation.

For the purposes of handling complaints our working hours are 8am to 8pm Monday to Friday, not including bank holidays.

We’re currently experiencing a high volume of calls into our contact centre and whilst we are doing our very best to maintain service levels, we ask that you only call our contact centre if absolutely necessary so we can keep our phone lines available  for vulnerable customers and those who don’t have access to online services.

If you need to check any details or make a change to your policy, please  log in to your Self-Service Centre. It will be much quicker for you to make changes to your policy online at the moment. Once logged in, you can also use our Webchat service which is available Monday- Saturday 8am-6pm and Sunday 10am-4pm to make changes, accept or decline your renewal or if you need to let us know about a claim. To log in, please click here.

We also have some other information that may be useful. Click here to read our FAQ’s, and information on what we are doing to support key workers can be found here.