What are the different types of class you provide for?

The different types of use and what they cover you for are detailed below:

Social, domestic, pleasure and commuting (SDPC)
This use will cover the regular driver and any named drivers to use the vehicle for social, domestic and pleasure use, plus to travel to and from a single permanent place of employment. Students using their vehicle to drive to and from a place of education would require this cover.

Social, domestic and pleasure only (SDP)
This use will cover the regular driver and any named drivers to use the vehicle solely for social, domestic and pleasure use. This excludes any travel to and from work or business use.

SDPC and business use (proposer / spouse only)
This use will cover the regular driver and any named drivers to use the vehicle for social, domestic and pleasure use.

Also covers the regular driver and spouse for personal business use and to travel to various places of work in connection with their employment.

SDPC and business use (any named driver)
This use will cover the regular driver and any named drivers to use the vehicle for social, domestic and pleasure use.

Also covers the regular driver, spouse and authorised drivers to use the vehicle in connection with the businesses of the regular driver and/or the regular driver’s spouse only.

(Please note that we can not offer insurance if the vehicle will be used for public or private hire)