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Landlord Insurance

Get protection for your rental property and your tenants.

Landlord buildings and contents insurance is available to protect your rental property and contents within it, so whether you rent out a furnished or unfurnished property we have the right cover available to suit your needs.

Budget’s Landlord Insurance features and benefits include:

What it covers

Things to think about

Create your perfect home insurance package

Whatever type of cover you choose, you can get even more protection with our additional cover options, including:

Motor Legal Protection

Family Legal Protection

Family Legal Protection

Learn more

Other reasons to use Budget

We know printed policies are likely to be misplaced and if you want to make amendments to your policy it is not always convenient to ring up a call centre. We want you to be able to look after your insurance policy in the way that suits you and at a time that is most convenient for you. 

My Account Overview

My Account

We realise that printed policies are likely to be misplaced and if you want to make amendments to your policy it is not always convenient to ring up a call centre. We want you to be able to look after your insurance policy in the way and at the time that suits you. That’s where My Account comes in. 

Once you have bought your policy you will be asked to register for My Account. Use the same email address you stated when you bought your policy and create a password – it’s that simple.

Frequently asked questions

If you are a landlord there is a high level of risk, so it’s important to have the right protection in place. Landlord insurance covers the buildings within your property including any outbuildings that are within the boundary of your property.

Landlord insurance is an insurance policy that covers a property owner from financial losses connected to rental properties. If you’re renting a property, it provides security for you and your tenants in case damage occurs.

If you own a property that you rent out there’s currently no legal requirement within the United Kingdom which states that you must have landlord insurance. However, we do recommend that you consider a policy which has been designed for landlords. A standard Buildings or Contents policy won’t consider the potential risks that landlords may face.

At Budget, we offer two types of Landlord insurance to make sure your needs are met:

1. Buildings Insurance

To cover damager to your property and any outbuildings.

2. Contents Insurance

To cover the financial losses associated with damaged contents, including lost keys.

You can get even more protection with our additional cover options, which includes Family Legal Protection up to £50,000

Please refer to your policy document for full terms, exclusions and limitations.

Budget Insurance is one of the UK’s leading insurance providers and we work with our network of selected insurers to find you great landlord cover. We offer great quality customer service which is supported by our UK Contact Centre and our 24 hour UK claims helpline.

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Need a Budget Landlord Insurance Quote ?

We’re currently experiencing a high volume of calls into our contact centre and whilst we are doing our very best to maintain service levels, we ask that you only call our contact centre if absolutely necessary so we can keep our phone lines available  for vulnerable customers and those who don’t have access to online services.

If you need to check any details or make a change to your policy, please  log in to your Self-Service Centre. It will be much quicker for you to make changes to your policy online at the moment. Once logged in, you can also use our Webchat service which is available Monday- Saturday 8am-6pm and Sunday 10am-4pm to make changes, accept or decline your renewal or if you need to let us know about a claim. To log in, please click here.

We also have some other information that may be useful. Click here to read our FAQ’s, and information on what we are doing to support key workers can be found here.