Home Insurance

Landlord Insurance

Get protection for your rental property and your tenants.

Landlord buildings and contents insurance is available to protect your rental property and contents within it, so whether you rent out a furnished or unfurnished property we have the right cover available to suit your needs.

Budget’s Landlord Insurance features and benefits include:

What it covers

  • Landlord liability up to £2,000,000
  • Loss of rent if your property is uninhabitable due to an event covered under this policy
  • Loss of oil or metered water up to 10% of the contents sum insured
  • Keys and locks replacement up to £500
  • Landlord liability up to £2,000,000
  • Loss of rent if your property is uninhabitable due to an event covered under this policy
  • Landlord Liability up to £2,000,000
  • Loss of oil or metered water up to 10% of the contents sum insured, up to a maximum of £7,000
  • Keys and locks replacement up to £500

Things to think about

  • Landlord insurance is not a strict requirement in the United Kingdom, however, it is advisable that anyone who is renting out a property have Landlord Insurance
  • Please refer to the policy document for full terms, exclusions and limitations.

Create your perfect home insurance package

Whatever type of cover you choose, you can get even more protection with our additional cover options, including:

Motor Legal Protection

Family Legal Protection

Family Legal Protection

Other reasons to use Budget

We know printed policies are likely to be misplaced and if you want to make amendments to your policy it is not always convenient to ring up a call centre. We want you to be able to look after your insurance policy in the way that suits you and at a time that is most convenient for you. 

My Account Overview

Feature Rich Account

Once you have bought your policy you will be asked to register for My Account. Use the same email address you stated when you bought your policy and create a password – it’s that simple.

Frequently asked questions

If you are a landlord there is a high level of risk, so it’s important to have the right protection in place. Landlord insurance covers the buildings within your property including any outbuildings that are within the boundary of your property.

Landlord insurance is an insurance policy that covers a property owner from financial losses connected to rental properties. If you’re renting a property, it provides security for you and your tenants in case damage occurs.

If you own a property that you rent out there’s currently no legal requirement within the United Kingdom which states that you must have landlord insurance. However, we do recommend that you consider a policy which has been designed for landlords. A standard Buildings or Contents policy won’t consider the potential risks that landlords may face.

At Budget, we offer two types of Landlord insurance to make sure your needs are met:

1. Buildings Insurance

To cover damager to your property and any outbuildings.

2. Contents Insurance

To cover the financial losses associated with damaged contents, including lost keys.

You can get even more protection with our additional cover options, which includes Family Legal Protection up to £50,000

Please refer to your policy document for full terms, exclusions and limitations.

Budget Insurance is one of the UK’s leading insurance providers and we work with our network of selected insurers to find you great landlord cover. We offer great quality customer service which is supported by our UK Contact Centre and our 24 hour UK claims helpline.

Need a Budget Landlord Insurance Quote ?

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