Budget insurance

Budget Van Tool Cover

Protect your investment with Budget Insurance Tools & Van Contents Cover.

Budget Insurance Tools & Van Contents Cover is a cost-effective way of making sure that the tools and other contents in or on your van are insured against theft, malicious or accidental damage.

It is a common misconception that Tools & Van Contents Cover is only ideal for tradesmen within the building sector. However, our cover is also ideal for a wide range of professions including photographers, mobile beauty therapists and plumbers who also carry expensive equipment necessary for their jobs. But that’s not all, Budget Tools & Van Contents Cover is also designed to cover equipment you have for hobbies from cycling and golf to scuba diving and kayaking. We provide in-transit and standstill protection for your contents when it’s in, on, or being loaded and unloaded from your van, which would not normally be covered under your home insurance policy. As part of our cover, we can help you with the costs of replacing your tools and all levels of cover come with £10,000 of additional expenses. This part of the cover can help you out with costs such as transporting your goods to their destination if your van is involved in an accident. 

Our Tools & Van Contents Cover includes:

  • your choice of cover level up to the value of £5000 with only a £100 excess
  • cover includes accidental damage, malicious damage and theft  
  • £10,000 of additional expenses cover
  • making a claim under your Tools & Van Contents Cover won’t affect your van insurance No Claims Discount
  • cover for hobby equipment such as bikes, kayaks, scuba gear, quadbikes, and golf clubs

To find out more and to get a quote for this service, please call our dedicated Customer Service Team on 0344 412 2124. Our team is available to take your call Monday to Friday 8am-9pm; Saturday 9am-5pm and Sunday 10am-4pm.

Our Tools and Van Contents cover is very inclusive but there are a few exclusions so please refer to the policy document for full benefits, terms, exclusions and limitations.

How can we help you?