What happens to the policy and will the property still be covered?

If the main policyholder is deceased the policy can continue until it is due to be renewed. However this will result in the policy being in the deceased’s name and you may still receive communications from us addressed to the them. When it is due for renewal a new policy will be taken out in another name.

If a person named on the policy (who is not the main policyholder) is deceased the policy can continue as it is. We will remove the joint name but this will have no effect on the cover provided.