Keycare Cover

Keycare is there when your keys aren’t!

Losing your keys or having them stolen can be inconvenient, frustrating and often costly. That frustration can quickly turn into panic at the thought of having to sort everything out and pay for new locks, locksmiths and keys!

Budget Insurance’s Keycare policy is here to take that frustration and panic away from you and provide you with efficient and quick support that will allow you to once again relax.

We already provide cover for replacement locks and keys as standard as part of our Home, Car and Van Insurance policies but why not upgrade to our Keycare product for additional cover up to an annual limit of £1,000.

Our Keycare policy covers the keys to all of your vehicles, your home and even your business premises, if you own them. Additionally, if your keys are found, we pay the finder a £10 reward and guarantee that no details of the key owner are given out, so you have complete confidentiality.

Keycare features and benefits include:

  • Emergency support helpline open 24/7
  • Cover anywhere in the EU
  • Fast claims process with no excess to pay
  • Up to £1,000 cover for permanently lost keys and new locks
  • Up to £40 per day towards vehicle hire for 3 days if lost or stolen keys mean you can’t drive your vehicle. Subject to the annual £1,000 limit
  • Up to £1,000 cover for locksmith charges for keys that are locked inside premises or a vehicle

Remember that:

  • Any claim must be reported within 30 days of the incident occurring
  • Cover will not be provided for claims relating to the damage of keys or locks or that are due to the wear and tear
  • A wait of up to 3 working days may be expected for replacement locks/keys

Please refer to the policy document for full terms, exclusions and limitations.