Contents insurance is designed to protect any belongings that you may keep in your home. As a general rule, your contents are those items that you would take with you should you move house. Your contents will be protected from many standard perils, including but not limited to fire, smoke, storm or flood, escape of water, theft and other causes. Up to £5,000 cover for tracing and accessing leaks inside your home. Cover is not provided for the loss or damage if your home is unoccupied for longer than 45 days consecutively.