Keycare Cover

Keycare is there when your keys aren’t!

We all know that losing your keys or having them stolen is inconvenient, frustrating and often costly. That frustration can quickly turn into panic at the thought of having to sort everything out and having to pay for new locks, locksmiths and new keys.

Budget Insurance Keycare policy is here to take that frustration and panic away from you and provide you with quick support as well as comforting peace of mind.

We already provide cover for replacement locks and keys as standard as part of our Home, Car and Van Insurance policies but why not upgrade to our Keycare product for additional cover up to an annual limit of £1,000.

Our Keycare policy covers the keys for all your vehicles, your home and even your business premises, if you own them.

If your keys are found, we pay the finder a £10 reward and guarantee that no details of the key owner are given out, so you have complete confidentiality.

Keycare features and benefits include?

    • Emergency support helpline open 24/7
    • Cover anywhere in the EU
    • Fast claims process with no excess to pay
    • Up to £1,000 cover for the replacement of permanently lost keys and new locks
    • Up to £40 cover per day towards vehicle hire for 3 days if lost or stolen keys mean you can’t drive your vehicle subject to the annual £1,000 limit
    • Up to £1,000 cover for locksmith charges for keys locked in vehicles or inside premises Access to an approved nationwide network of locksmiths
    • Loss of keys that are lost by the policy holder only

    Remember that:

          • Any claim must be reported within 30 days of the incident occurring
          • You will be required to wait up to 3 working days for a replacement lock/key to be provided
          • Cover will not be provided for claims relating to the damage of keys or locks or that are due to the wear and tear of keys and locks

    Please refer to the policy document for full terms, exclusions and limitations.