Whether you’re planning a long haul trip, a family holiday or a weekend break; InsureandGo can offer a range of low cost insurance policy options that offer cover for all kinds of holiday makers including winter sports fans, backpackers and over 65s.
InsureandGo offer comprehensive, low cost policies that will cover you and your family for single trips or give you annual protection for multi-trips, so if you plan on travelling more than once throughout the year, why not take advantage and save money with their Annual-multi trip cover. Their travel insurance policies can be tailored to meet your needs with Budget, Silver, Gold and Black packages being available dependent upon your ‘single trip’ or ‘multi-trip’ requirements. Their travel insurance packages not only offer you peace of mind, but they also offer you protection for:
- Medical expenses and repatriation costs (up to the amount specified dependent upon your package)
- Cover for personal belongings and baggage should they be lost or stolen
- Personal accident
- Legal expenses if you have to claim compensation or damages from a third party
Additionally, there are some great optional extras available which you can choose to add to your policy, these include business cover and golf cover.
Getting a quote with InsureandGo could not be simpler. You are provided with a price within a matter of minutes and immediate cover is offered if necessary.
Your Travel Insurance questions answered
Do I need travel insurance?
No, by law you do not need travel insurance. That said, without it you could be responsible for all costs should you encounter any issues whilst on holiday.
From the cost of replacing your passport should it be stolen to covering overseas medical expenses, no travel insurance means no monetary assistance. The Association of British Insurers claimed that ‘The cost of the average medical claim at £1,300 rose by 40% between 2011 and 2016. It is not uncommon for medical bills to run into tens or hundreds of thousands of pounds’. They go on to say that the USA, which attracts 3.8 million UK visitors a year, is one of the most expensive places for medical treatment. For example ‘£768,000 has been paid to cover the medical costs of treating a traveller who suffered a stroke. This includes £60,000 for an air ambulance back to the UK’.
What travel insurance cover options are available?
When purchasing travel insurance, the options to consider are whether you require single trip or multi/annual-trip insurance. And also whether you need just European cover or worldwide cover. Additionally you can purchase additional policies that include, gap year cover, backpackers insurance, long-stay insurance and over 60s insurance.
Single trip insurance does exactly what it says on the tin; it offers cover for one single trip, for example, an annual summer holiday. If you are a regular traveller, however, you might want to consider taking out an annual travel insurance policy. This will provide you with ongoing cover for the annual cover term of the policy.
What travel insurance cover features do I need?
Having the right level of cover for you and your trip is important. Dependent upon what your trip entails you will need specific elements to be included within your insurance cover. Features to look out for include:
Medical cover, including hospital charges and ambulance fees, cover for retuning you home following medical treatment abroad, cover for the cancellation of flights/ hotel bookings, cover for the loss, damage or theft of luggage and personal belongings, personal liability, travel disruption cover and cover towards legal assistance.
Insurance is arranged and administered by InsureandGo which is not part of the BGL Group’. Insure & Go Insurance Services Ltd is authorised and regulated by the Financial Conduct Authority (Firm Reference Number 309572) with Registered Address: 10th Floor Maitland House, Warrior Square, Southend-on-Sea, Essex SS1 2JY. Registered in England and Wales (Company Number: 04056769).