What is Defaqto?



Defaqto is an independent researcher of financial products. Their aim is to help you, as a customer, decide which product suits you best by making information available about the products you’re thinking of buying. This means you can be sure that you are buying a product to suit your needs.


Every product researched by Defaqto is awarded a Star Rating. This is calculated by looking at all the main areas of cover included in each of the products, along with the optional extras available. They then compare a whole range of financial products and rate each one in comparison. Companies don’t pay to be included in the Star Ratings meaning this is a completely unbiased review.

The ratings awarded by Defaqto range from one to five stars. This makes it easy to compare at a glance how much cover our policies offer in comparison to others available in the market place. For example a 5 Star policy will provide many more benefits than a 1 Star policy.

Why should I consider Defaqto Star Ratings?

You should consider Defaqto Star Ratings as this will help you to make a more informed decision as the rating is a consideration of all the finer policy details. If a policy has a Defaqto 5 Star Rating, then you can be assured that it’s offering you high quality cover.

We usually buy insurance once a year and often only find out if it’s good enough when we need to make a claim! We’ve been listening to what our customers want from their insurance and as a result we’ve made sure it’s designed to provide the cover they want, when they need it and as a result Budget Insurance comprehensive Car and Van Insurance policies have both been awarded their highest rating of 5 Stars.

Where can I find out more information?

If you want to read more about Defaqto you can visit their site by clicking here