Budget insurance

budget home insurance

Protect your home with great value home insurance

budget home insurance

protect your home with great value home insurance

Your home could be the most expensive thing you ever own so it’s important to know that you can depend on our home insurance to protect you.

We’ll help you protect your home with great home insurance. We’re one of the UK’s leading home insurance providers and we work with a specially selected panel of expert insurers. We’ll get you our best value home insurance which is backed by great customer service from our award winning UK contact centre.

If you need to make a claim, you just call our UK claims helpline 24/7 on 0844 8710759. Our dedicated team of claims advisers will help you get your claim sorted fast.

And if you’re a landlord, we can also find you the great rental property insurance deals.

buildings insurance

Our buildings insurance will cover you for £500,000 damage to your home - or more if you request it.

what's covered?

  • your home including any outbuilding that's within the boundary of your property

which events are covered?

  • fire, smoke, lightning, explosion, thunderbolt or earthquake
  • storm or flood
  • water or oil damage from any fixed water or heating installation, or from a domestic appliance
  • riot, civil commotion, strikes, labour or political disturbances
  • theft, attempted theft, vandalism or malicious acts
  • subsidence, heave or landslip on your property’s land
  • damage caused by falling trees

we also cover:

  • property owners’ liability up to £2,000,000
  • accommodation up to £15,000 or 20% of the buildings sum insured (whichever is lower) if you can’t live in your home following an insured event

additional cover options

You can get even more protection with our additional cover options, which include:

  • Family Legal Protection up to £50,000
  • Home Emergency Assistance up to £500 per claim, free for the first 3 months
  • Keycare, up to £1,000 per year
  • Personal Accident Cover, free for the first 3 months

Please refer to the policy guide for full terms, exclusions and limitations.

contents insurance

We’ll cover you for repair or replacement of, your belongings if they’re damaged, lost or stolen with contents cover available from £15,000 to £99,000.

what's covered?

  • household goods and non permanent fixtures and fittings
  • high risk items
  • personal belongings, with an option to insure them outside the home as well
  • up to £3,000 for office equipment and furniture if you run a business from home

which events are covered?

  • fire, smoke, lightning, explosion, thunderbolt or earthquake
  • storm or flood
  • water or oil damage from any fixed water or heating installation, or from a domestic appliance
  • theft, attempted theft, vandalism or malicious acts
  • subsidence, heave or landslip on your property’s land
  • damage caused by falling trees, aerials or satellite receiving equipment

we also cover:

  • freezer contents up to £500 per claim, with an annual limit of £1,000
  • alternative accommodation if your home is uninhabitatable as a result of loss or damage to your contents
  • credit card use up to £500 and up to £500 if cards or cash are stolen from your home
  • public liability up to £2,000,000
  • a 10% increase in cover over Christmas, during religious festivals and before and after weddings
  • replacement of keys and locks up to £500

additional cover options

You can get even more protection with our additional cover options, which include:

  • Family Legal Protection up to £50,000
  • Home Emergency Assistance up to £500 per claim, free for the first 3 months
  • Keycare, up to £1,000 per year
  • Personal Accident Cover, free for the first 3 months

Please refer to the policy guide for full terms, exclusions and limitations

How can we help you?