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Can somebody else drive my car for a short period?

  • Your car insurance policy only covers the persons that are listed in section 5 of your Certificate of Motor Insurance. If anyone else drives, including members of your family or someone living with you, the car will not be covered
  • If you want to let somebody else drive for a short period, call us and we will add them on as a Temporary Driver, providing that they meet the underwriting criteria of the insurer
  • The maximum time that a Temporary Driver may be added to a car insurance policy for is 14 days. At the end of 14 days the same driver may be re-added however, after the third occasion the Temporary Driver should be added as a named driver
  • The Temporary Driver may specify a different use for the vehicle to that of the Regular Driver, (depending upon the underwriting criteria of the insurer). For example, the Regular Driver may use the car for Private & Commuting use but the Temporary Driver could specify Business Use (in relation with the Regular Driver's business)
  • Temporary Drivers are underwritten in the same way as named drivers, and our computer system will calculate the premium accordingly. The minimum premium to add Temporary Driver is currently £15.00
  • The premium due for a Temporary Driver is not lodged for until the day the driver comes on cover.
  • The fee is charged each time a Temporary Driver is put on cover, even when it is the same Temporary Driver, or the cover for one Temporary Driver is extended.
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